nolvar is a self-custody stablecoin wallet with a Visa card and on-chain yield. Spend USDT & USDC anywhere Visa is accepted — your assets never leave your control.
Freelancers paid across borders, students abroad, founders and travelers — nolvar is built for people whose income and spending happen in different countries.
Everything runs on self-custody. nolvar is software — your funds live at your own on-chain address, and only your signature can move them.
Hold USDT & USDC in a wallet only you control. Receive bank wires that auto-convert to stablecoins, and move funds across chains — no custodian in the middle.
Self-custody by designPut idle dollars to work on-chain. Supply to Aave with your own signature, or unlock Morpho curated vaults with Pro. Yield accrues to you — not to us.
Protocol-native yieldA Visa card that debits your wallet at the moment of purchase. No pre-funding, no top-up account, no custody hand-off — just tap and the chain settles.
Just-in-time debitOther crypto cards ask you to deposit first. nolvar doesn't. At the exact moment you pay, funds are debited from your own on-chain address. Until then, they keep earning.
nolvar never pools, lends, or rehypothecates your assets. Earn connects your wallet directly to blue-chip DeFi protocols — every position is created by your own signature.
Supply USDT to Aave v3 and receive yield-bearing aUSDT. Interest accrues every block, redeemable anytime.
Access Morpho vaults curated by professional risk managers, targeting higher yields than the base pool.
Cashback and FX rebates are funded by a fixed monthly benefit pool — transparent, capped, and settled in USDT at the end of every month.
Cashback and FX rebates are paid from each tier's monthly benefit pool and settle in USDT to your wallet at month end. Unused pool balances do not roll over. Terms apply.
Sign up and verify your identity. Your self-custody wallet is generated on-device — keys never leave your phone.
Transfer USDT/USDC on-chain, or wire USD to your dedicated virtual account — it converts to stablecoins automatically on arrival.
Issue your Visa card instantly and start spending. Idle balance? Supply it to Aave with one signature and watch it grow.
Custodial platforms ask for your trust. nolvar removes the need for it.
Your private keys are generated and stored locally. nolvar's servers never see them — there is nothing for us to lose, freeze, or misappropriate.
Earn deposits, swaps, and withdrawals are all on-chain transactions signed by you. No signature, no movement.
Card issuing and fiat conversion are provided by licensed partners on the Visa network, so bank-grade compliance covers every payment.
Freeze and unfreeze instantly, set spending limits, and manage linked assets — all from the app, in real time.
No. nolvar is self-custody wallet software, not a bank, and it never takes deposits or holds customer funds. Card issuing and fiat services are provided by licensed, regulated partners.
You do — always. Assets sit at your own on-chain address, controlled by keys stored on your device. nolvar cannot move, freeze, or lend your assets.
When you pay, the Visa network authorizes the purchase and your wallet is debited on-chain at that moment (just-in-time debit). There is no pre-funded card balance and no custody transfer at any point.
USDT and USDC at launch, across major chains, with cross-chain swap built in. USD wire deposits auto-convert to stablecoins on arrival.
Plus and Pro members earn monthly rewards funded by a fixed benefit pool — up to 1% or 2% cashback and 50% or 100% FX fee rebates. Rewards settle in USDT to your wallet at month end, and unused pool balances expire. We cap the pool, so rewards stay sustainable.
nolvar is launching first across Southeast Asia and Australia, with more regions to follow. Join the community to get launch updates for your country.
nolvar is launching soon. Be the first to know when your region opens.